SSS Loans

SSS Loans

For instructions how to REGISTER and CREATE A My.SSS Member Account Click HERE

SSS Calamity Loan

  1. Please make sure that you have your personal online SSS account, visit the SSS website (sss.gov.ph) and choose "Member"
  2. Input your User ID then Password, and click the box for the captcha
  3. On your dashboard, tap on “E-services” and select “Apply for Calamity Loan”
  4. Select your preferred loan amount and choose the preferred Bank Account to which the loan will be disbursed
  5. Terms and Service will be automatically displayed once, tick the box for I agree to the Terms and Service and click Proceed
  6. Click Submit at the end of the Disclosure Statement to proceed to the confirmation page
  7. Confirmation page will be displayed. Click "Proceed" to confirm
  8. Calamity Loan confirmation will be sent to the member’s registered email address

SSS Salary Loan

  1. Please make sure that you have your personal online SSS account, visit the SSS website (sss.gov.ph) and choose "Member"
  2. Input your User ID then Password, and click the box for the captcha
  3. Under E-Services, click "Disbursement Account Enrollment Module" and enroll in the system your bank account where the loan will be disbursed.
    1. Under "E-Services", select "Apply for Salary Loan" and provide needed information:
    2. Enter preferred loan amount, preferred disbursing bank account, and certifying employer with its branch office
  4. Tick the box “I agree to the Terms and Conditions”, read through and click "Proceed"
  5. Disclosure Statement will automatically displayed and click "Submit" once reviewed.
  6. Confirmation page will be displayed and click "Proceed" to confirm
  7. A transaction number will appear on the screen
  8. Salary Loan confirmation will be sent to the member’s registered email address.
  9. Notification of the loan application will be sent to the employer’s registered email address

SSS Loan FAQs

CERTIFICATION FOR SSS SALARY LOAN

A. When do I become eligible to apply for a loan?

  1. For a one month loan, the member-borrower must have thirty six (36) posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.
  2. For a two month laon, the member-borrower must have seventy two (72) posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.

B. How does IO certify my request?

Employers automatically receive a certification request from the SSS once an employee submits their loan application thru their personal online SSS profile. Once received, certification will be provided by IO and an email update will be sent to the employee for the confirmation

C. Where can the employee send a follow up for the certification of their salary loan? 

Please send through your follow up as a ticket here.

D. How can my loan be certified?

  1. The certification notice will be received by us for confirmation
  2. A notification will be sent back to you as confirmation that the loan has been certified
  3. For inquiries, please send through your questions as a ticket here.

E. How will the payment be deducted through payroll?

Please send the confirmed loan details as a ticket for our finance team's reference and for them to facilitate the deduction

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